Privacy Policy

Information that we collect and how we use it

Fintech-universal.com respects your privacy and is committed to protect the information you provide
us through this website. We do not sell or distribute user information to third parties unless it is
legally required. We gather user information in order to serve your needs and respond to your
information requests.

Data Security Compliance

The security and privacy of your data is a crucial part of fintech_universal.com. This statement
provides our clients, the assurance and our commitment to information and data security compliance.
We are committed to respect your online privacy and recognize your need for appropriate protection
and management of any personally identifiable information you share with us.

Collecting User Information

We collect information about our web visitors indirectly through our Internet access logs. When you
access fintech-universal.com, the browser’s domain name and Internet address is automatically
collected and placed in our Internet access logs. We use this information to learn about which
sections, pages and information website visitor’s access.

Usage of Personal Information

Personal Information means any information that may be used to identify an individual, including, but
not limited to, a first and last name, a home or other physical address and an email address or other
contact information, whether at work or at home. In general, you can visit fintech-universal.com Web
pages without telling us who you are or revealing any Personal Information about yourself.
If you choose to provide us with your Personal Information on the web, we may transfer that
Information within fintech-universal.com or to fintech-universal.com third-party service providers,
across borders, and from your country or jurisdiction to other countries or jurisdictions around the
world.
Fintech-universal.com strives to comply with all applicable laws around the globe that are designed to

protect your privacy. Although legal requirements may vary from country to country, fintech-
universal.com intends to adhere to the principles set forth in this Online Privacy Policy even if, in

connection with the above, we transfer your Personal Information from your country to countries that
may not require an “adequate” level of protection for your Personal Information.

Cookies

Fintech Universal website may use cookies to assist in producing overall site visitor statistics.
Cookies, by themselves, cannot be used to find out the identity of any user unless they specifically
tell us who they are. If you wish to, you can disable cookies on your computer by changing the
settings in preferences or options menu in your browser.!

Disclosure of User Information

Fintech-universal.com does not rent, sell, or share personal information about you with non-affiliated

party or companies. If you have submitted user information to us through an e-mail, fintech-
universal.com maintains your security by ensuring that the information is only distributed within the

fintech-universal.com Group who are all responsible for responding to your requests either directly or
indirectly.
We may disclose information in the following circumstances

We provide the information to trusted partners who work on behalf of or with Fintech-
universal.com under extremely strict confidentiality agreements.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our
legal rights or defend against legal claims.

We believe it is necessary to share information in order to investigate, prevent, or take
action regarding illegal activities, suspected fraud, situations involving potential threats to the
physical safety of any person, or as otherwise required by law.

Links to Third Party Sites

Fintech-universal.com website may provide links to other third party websites. Fintech-universal.com
is not responsible for the contents or policies of these websites. These links are provided to you for
convenience purposes only and Fintech-universal.com is not liable for inaccuracy of any information
on such sites. These sites may send their own cookies to users, or otherwise collect data or solicit
personal information. If the Fintech-universal.com website links you to any third-party website, we
make no representation as to the existence, sufficiency, accuracy or completeness of their Privacy
Policy.

Disclosure of User Information

The products, technology and services described in this site may be the subject of intellectual
property rights reserved by Fintech-universal.com or other third parties. Nothing contained herein
shall be construed as conferring to you in any manner, whether by implication, estoppel or otherwise,
any license, title or ownership of or to any intellectual property right of Fintech-universal.com or any
third party.

©2018 Fintech Universal