Terms and Conditions


Welcome to Fintech Universal!

These terms and conditions outline the rules and regulations for the use of Fintech Universal’s
Website.
Fintech Universal headquarters is located at: United Kingdom.
By accessing this website, we assume you accept these terms and conditions. Do not continue to
use Fintech Universal’s website if you do not agree to take all of the terms and conditions stated on
this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer
Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website
and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and
“Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All
terms refer to the offer, acceptance and consideration of payment necessary to undertake the
process of our assistance to the Client in the most appropriate manner for the express purpose of
meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance
with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words
in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and
therefore as referring to same.

Cookies

We employ the use of cookies. By accessing Fintech Universal’s website, you agreed to use cookies
in agreement with the Fintech Universal’s privacy policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are
used by our website to enable the functionality of certain areas to make it easier for people visiting
our website and for now. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Fintech Universal and/or its licensors own the intellectual property rights for
all material on Fintech Universal. All intellectual property rights are reserved. You may access this

  • from Fintech-universal.com for your own personal use subjected to restrictions set in these terms and
    conditions.
    You must not:
  • Republish material from Fintech-universal.com
  • Sell, rent or sub-license material from Fintech-universal.com
  • Reproduce, duplicate or copy material from Fintech-universal.com.
  • Redistribute content from Fintech Universal.

This Agreement shall begin on the date hereof.
Parts of this website offer an opportunity for users to post and exchange opinions and information in
certain areas of the website. Fintech Universal does not filter, edit, publish or review Comments prior
to their presence on the website. Comments do not reflect the views and opinions of Fintech
Universal, its agents and/or affiliates. Comments reflect the views and opinions of the person who
post their views and opinions. To the extent permitted by applicable laws Fintech Universal shall not
be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a
result of any use of and/or posting of and/or appearance of the Comments on this website.
Fintech Universal reserves the right to monitor all Comments and to remove any Comments which
can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses
    and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Fintech Universal a non-exclusive license to use, reproduce, edit and authorize
others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so
long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement
or approval of the linking party and its products and/or services; and (c) fits within the context of the
linking party’s site.
We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make
us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have
any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the
absence of Fintech Universal; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive;

(b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products
or services; and (c) fits within the context of the linking party’s site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our
website, you must inform us by sending an e-mail to fintech.universalltd@gmail.com. Please include
your name, your organization name, contact information as well as the URL of your site, a list of any
URLs from which you intend to link to our Website, and a list of the URLs on our site to which you
would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Fintech Universal’s logo or other artwork will be allowed for linking absent a trademark
license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that
alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect
and defend us against all claims that is rising on your Website. No link(s) should appear on any
Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise
violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You
approve to immediately remove all links to our Website upon request. We also reserve the right to
amen these terms and conditions and it’s linking policy at any time. By continuously linking to our
Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform
us any moment. We will consider requests to remove links but we are not obligated to or so or to
respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness
or accuracy; nor do we promise to ensure that the website remains available or that the material on
the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and
conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are
subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer,
including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge,
we will not be liable for any loss or damage of any nature.

©2018 Fintech Universal